Median home value in zip code 98248 (Ferndale, WA) is $610,201, up 0.1% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$610,201

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 98248 (Ferndale).

Income (annual)

Down Payment

$122,040 on $610,201

Example: $75,000 household income. Change it above to see your own.

Out of reach59.2% of income

Need $158,614/yr to afford.

PITI$3,701

P/I59.2%

Afford$289K

Gap-$322K

P&I $3,086Tax $498Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98248 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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