Median home value in zip code 98249 (Freeland, WA) is $731K, up 0.7% year over year. Part of the Oak Harbor, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Oak Harbor, WA metro →

Home Value$730,825

YoY Change

+0.7%

AFFORDABILITY

Enter your income for 98249 (Freeland).

Income (annual)

Down Payment

$146,165 on $730,825

Out of reach — 70.5% of income

Need $188,957/yr to afford.

PITI$4,409

P/I70.5%

Afford$290K

Gap-$441K

P&I $3,695Tax $597Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98249 is part of the Oak Harbor, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Oak Harbor, WA analysis

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