Median home value in zip code 98264 (Lynden, WA) is $614K, up 2.0% year over year. Part of the Bellingham, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Bellingham, WA metro →

Home Value$614,017

YoY Change

+2.0%

AFFORDABILITY

Enter your income for 98264 (Lynden).

Income (annual)

Down Payment

$122,803 on $614,017

Out of reach — 59.6% of income

Need $159,557/yr to afford.

PITI$3,723

P/I59.6%

Afford$289K

Gap-$325K

P&I $3,105Tax $501Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98264 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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