Median home value in zip code 98274 (Mount Vernon, WA) is $615K, up 2.0% year over year. Part of the Mount Vernon-Anacortes, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Mount Vernon-Anacortes, WA metro →

Home Value$614,553

YoY Change

+2.0%

AFFORDABILITY

Enter your income for 98274 (Mount Vernon).

Income (annual)

Down Payment

$122,911 on $614,553

Out of reach — 59.6% of income

Need $159,686/yr to afford.

PITI$3,726

P/I59.6%

Afford$289K

Gap-$326K

P&I $3,108Tax $502Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98274 is part of the Mount Vernon-Anacortes, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Mount Vernon-Anacortes, WA analysis

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