Median home value in zip code 98277 (Oak Harbor, WA) is $522K, up 1.6% year over year. Part of the Oak Harbor, WA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Oak Harbor, WA metro →
Home Value$522,305
YoY Change
+1.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Enter your income for 98277 (Oak Harbor).
$104,461 on $522,305
Out of reach — 50.9% of income
Need $136,457/yr to afford.
PITI$3,184
P/I50.9%
Afford$287K
Gap-$235K
P&I $2,641Tax $427Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
98277 is part of the Oak Harbor, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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