Median home value in zip code 98281 (Point Roberts, WA) is $392K, up 4.8% year over year. Part of the Bellingham, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Bellingham, WA metro →

Home Value$391,836

YoY Change

+4.8%

AFFORDABILITY

Enter your income for 98281 (Point Roberts).

Income (annual)

Down Payment

$78,367 on $391,836

Out of reach — 38.7% of income

Need $103,629/yr to afford.

PITI$2,418

P/I38.7%

Afford$284K

Gap-$108K

P&I $1,981Tax $320Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98281 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Bellingham, WA analysis

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