Median home value in zip code 98295 (Sumas, WA) is $449,103, up 3.3% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$449,103

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 98295 (Sumas).

Income (annual)

Down Payment

$89,821 on $449,103

Example: $75,000 household income. Change it above to see your own.

Out of reach44.1% of income

Need $118,029/yr to afford.

PITI$2,754

P/I44.1%

Afford$285K

Gap-$164K

P&I $2,271Tax $367Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98295 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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