Median home value in zip code 98365 (Port Ludlow, WA) is $645,320, down 0.1% year over year.

Home Value$645,320

YoY Change

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for 98365 (Port Ludlow).

Income (annual)

Down Payment

$129,064 on $645,320

Example: $75,000 household income. Change it above to see your own.

Out of reach62.5% of income

Need $167,443/yr to afford.

PITI$3,907

P/I62.5%

Afford$289K

Gap-$356K

P&I $3,263Tax $527Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.