Zip Code

98365

Port Ludlow, WA

Median home value in zip code 98365 (Port Ludlow, WA) is $645K, down 0.1% year over year.

Home Value$645,320
YoY Change
-0.1%
AFFORDABILITY

Enter your income for 98365 (Port Ludlow).

$129,064 on $645,320
Out of reach — 62.5% of income

Need $167,443/yr to afford.

PITI$3,907
P/I62.5%
Afford$289K
Gap-$356K
P&I $3,263Tax $527Ins $117
6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free