Median home value in zip code 98501 (Olympia, WA) is $543,556, up 0.5% year over year. Part of the Olympia-Lacey-Tumwater, WA metropolitan area.

Home Value$543,556

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 98501 (Olympia).

Income (annual)

Down Payment

$108,711 on $543,556

Example: $75,000 household income. Change it above to see your own.

Out of reach52.9% of income

Need $141,814/yr to afford.

PITI$3,309

P/I52.9%

Afford$287K

Gap-$256K

P&I $2,749Tax $444Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98501 is part of the Olympia-Lacey-Tumwater, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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