Median home value in zip code 98503 (Lacey, WA) is $481,607, up 0.2% year over year. Part of the Olympia-Lacey-Tumwater, WA metropolitan area.

Home Value$481,607

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 98503 (Lacey).

Income (annual)

Down Payment

$96,321 on $481,607

Example: $75,000 household income. Change it above to see your own.

Out of reach47.1% of income

Need $126,214/yr to afford.

PITI$2,945

P/I47.1%

Afford$286K

Gap-$195K

P&I $2,435Tax $393Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98503 is part of the Olympia-Lacey-Tumwater, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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