Median home value in zip code 98513 (Lacey, WA) is $502,018, up 0.2% year over year. Part of the Olympia-Lacey-Tumwater, WA metropolitan area.

Home Value$502,018

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 98513 (Lacey).

Income (annual)

Down Payment

$100,404 on $502,018

Example: $75,000 household income. Change it above to see your own.

Out of reach49% of income

Need $131,357/yr to afford.

PITI$3,065

P/I49%

Afford$287K

Gap-$215K

P&I $2,538Tax $410Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98513 is part of the Olympia-Lacey-Tumwater, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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