Median home value in zip code 98531 (Centralia, WA) is $388,848, up 2.0% year over year. Part of the Centralia, WA metropolitan area.

Home Value$388,848

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 98531 (Centralia).

Income (annual)

Down Payment

$77,770 on $388,848

Example: $75,000 household income. Change it above to see your own.

Out of reach38.4% of income

Need $102,857/yr to afford.

PITI$2,400

P/I38.4%

Afford$284K

Gap-$105K

P&I $1,966Tax $318Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98531 is part of the Centralia, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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