Median home value in zip code 98541 (Elma, WA) is $361,539, down 0.7% year over year. Part of the Aberdeen, WA metropolitan area.

Home Value$361,539

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 98541 (Elma).

Income (annual)

Down Payment

$72,308 on $361,539

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,240

P/I35.8%

Afford$282K

Gap-$79K

P&I $1,828Tax $295Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98541 is part of the Aberdeen, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Aberdeen, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.