Median home value in zip code 98585 (Silver Creek, WA) is $483,046, up 3.1% year over year. Part of the Centralia, WA metropolitan area.

Home Value$483,046

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 98585 (Silver Creek).

Income (annual)

Down Payment

$96,609 on $483,046

Example: $75,000 household income. Change it above to see your own.

Out of reach47.3% of income

Need $126,600/yr to afford.

PITI$2,954

P/I47.3%

Afford$286K

Gap-$197K

P&I $2,443Tax $394Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98585 is part of the Centralia, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Centralia, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.