Median home value in zip code 98597 (Yelm, WA) is $482,824, up 0.4% year over year. Part of the Olympia-Lacey-Tumwater, WA metropolitan area.

Home Value$482,824

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 98597 (Yelm).

Income (annual)

Down Payment

$96,565 on $482,824

Example: $75,000 household income. Change it above to see your own.

Out of reach47.2% of income

Need $126,514/yr to afford.

PITI$2,952

P/I47.2%

Afford$286K

Gap-$197K

P&I $2,441Tax $394Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98597 is part of the Olympia-Lacey-Tumwater, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Olympia-Lacey-Tumwater, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.