Median home value in zip code 98638 (Naselle, WA) is $380,335, up 2.0% year over year.

Home Value$380,335

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 98638 (Naselle).

Income (annual)

Down Payment

$76,067 on $380,335

Example: $75,000 household income. Change it above to see your own.

Out of reach37.6% of income

Need $100,714/yr to afford.

PITI$2,350

P/I37.6%

Afford$283K

Gap-$97K

P&I $1,923Tax $311Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.