Median home value in zip code 98823 (Ephrata, WA) is $308K, up 0.9% year over year. Part of the Moses Lake, WA metropolitan area.

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Home Value$308,479

YoY Change

+0.9%

AFFORDABILITY

Enter your income for 98823 (Ephrata).

Income (annual)

Down Payment

$61,696 on $308,479

Stretch — 30.8% of income

Above 28% but manageable with cuts.

PITI$1,928

P/I30.8%

Afford$280K

Gap-$28K

P&I $1,560Tax $252Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

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Metro Analysis

98823 is part of the Moses Lake, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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