Median home value in zip code 98823 (Ephrata, WA) is $308,479, up 0.9% year over year. Part of the Moses Lake, WA metropolitan area.

Home Value$308,479

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 98823 (Ephrata).

Income (annual)

Down Payment

$61,696 on $308,479

Example: $75,000 household income. Change it above to see your own.

Stretch30.8% of income

Above 28% but manageable with cuts.

PITI$1,928

P/I30.8%

Afford$280K

Gap-$28K

P&I $1,560Tax $252Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98823 is part of the Moses Lake, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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