Median home value in zip code 98946 (Thorp, WA) is $427,085, up 0.4% year over year. Part of the Ellensburg, WA metropolitan area.

Home Value$427,085

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 98946 (Thorp).

Income (annual)

Down Payment

$85,417 on $427,085

Example: $75,000 household income. Change it above to see your own.

Out of reach42% of income

Need $112,500/yr to afford.

PITI$2,625

P/I42%

Afford$285K

Gap-$142K

P&I $2,160Tax $349Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98946 is part of the Ellensburg, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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