Median home value in zip code 99004 (Cheney, WA) is $417K, up 0.2% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →
Home Value$417,015
YoY Change
+0.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Enter your income for 99004 (Cheney).
$83,403 on $417,015
Out of reach — 41.1% of income
Need $109,971/yr to afford.
PITI$2,566
P/I41.1%
Afford$284K
Gap-$133K
P&I $2,109Tax $341Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
99004 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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