Median home value in zip code 99013 (Ford, WA) is $272,783, up 4.9% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Home Value$272,783

YoY Change

+4.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 99013 (Ford).

Income (annual)

Down Payment

$54,557 on $272,783

Example: $75,000 household income. Change it above to see your own.

Affordable27.5% of income

Under the 28% guideline.

PITI$1,719

P/I27.5%

Afford$278K

Room+$5K

P&I $1,379Tax $223Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99013 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.