Median home value in zip code 99016 (Spokane Valley, WA) is $492,523, up 0.2% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Home Value$492,523

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 99016 (Spokane Valley).

Income (annual)

Down Payment

$98,505 on $492,523

Example: $75,000 household income. Change it above to see your own.

Out of reach48.1% of income

Need $128,957/yr to afford.

PITI$3,009

P/I48.1%

Afford$286K

Gap-$206K

P&I $2,490Tax $402Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99016 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.