Median home value in zip code 99016 (Spokane Valley, WA) is $493K, up 0.2% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →

Home Value$492,523

YoY Change

+0.2%

AFFORDABILITY

Enter your income for 99016 (Spokane Valley).

Income (annual)

Down Payment

$98,505 on $492,523

Out of reach — 48.1% of income

Need $128,957/yr to afford.

PITI$3,009

P/I48.1%

Afford$286K

Gap-$206K

P&I $2,490Tax $402Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99016 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

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