Median home value in zip code 99109 (Chewelah, WA) is $341K, up 3.0% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →

Home Value$340,687

YoY Change

+3.0%

AFFORDABILITY

Enter your income for 99109 (Chewelah).

Income (annual)

Down Payment

$68,137 on $340,687

Stretch — 33.9% of income

Above 28% but manageable with cuts.

PITI$2,118

P/I33.9%

Afford$281K

Gap-$59K

P&I $1,723Tax $278Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99109 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

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