Median home value in zip code 99110 (Clayton, WA) is $421,689, up 4.1% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Home Value$421,689

YoY Change

+4.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 99110 (Clayton).

Income (annual)

Down Payment

$84,338 on $421,689

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,129/yr to afford.

PITI$2,593

P/I41.5%

Afford$285K

Gap-$137K

P&I $2,132Tax $344Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99110 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.