Median home value in zip code 99201 (Spokane, WA) is $320K, down 1.4% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →

Home Value$319,564

YoY Change

-1.4%

AFFORDABILITY

Enter your income for 99201 (Spokane).

Income (annual)

Down Payment

$63,913 on $319,564

Stretch — 31.9% of income

Above 28% but manageable with cuts.

PITI$1,994

P/I31.9%

Afford$280K

Gap-$39K

P&I $1,616Tax $261Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99201 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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