Median home value in zip code 99202 (Spokane, WA) is $306K, down 1.1% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →

Home Value$305,504

YoY Change

-1.1%

AFFORDABILITY

Enter your income for 99202 (Spokane).

Income (annual)

Down Payment

$61,101 on $305,504

Stretch — 30.6% of income

Above 28% but manageable with cuts.

PITI$1,911

P/I30.6%

Afford$280K

Gap-$26K

P&I $1,545Tax $249Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99202 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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