Median home value in zip code 99203 (Spokane, WA) is $476,773, up 0.8% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Home Value$476,773

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 99203 (Spokane).

Income (annual)

Down Payment

$95,355 on $476,773

Example: $75,000 household income. Change it above to see your own.

Out of reach46.7% of income

Need $125,014/yr to afford.

PITI$2,917

P/I46.7%

Afford$286K

Gap-$191K

P&I $2,411Tax $389Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99203 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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