Median home value in zip code 99204 (Spokane, WA) is $381K, up 0.8% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →

Home Value$380,748

YoY Change

+0.8%

AFFORDABILITY

Enter your income for 99204 (Spokane).

Income (annual)

Down Payment

$76,150 on $380,748

Out of reach — 37.6% of income

Need $100,843/yr to afford.

PITI$2,353

P/I37.6%

Afford$283K

Gap-$98K

P&I $1,925Tax $311Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99204 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

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