Median home value in zip code 99205 (Spokane, WA) is $314,318, down 0.5% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Home Value$314,318

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 99205 (Spokane).

Income (annual)

Down Payment

$62,864 on $314,318

Example: $75,000 household income. Change it above to see your own.

Stretch31.4% of income

Above 28% but manageable with cuts.

PITI$1,963

P/I31.4%

Afford$280K

Gap-$34K

P&I $1,589Tax $257Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99205 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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