Median home value in zip code 99218 (Spokane, WA) is $458,112, down 0.5% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Home Value$458,112

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 99218 (Spokane).

Income (annual)

Down Payment

$91,622 on $458,112

Example: $75,000 household income. Change it above to see your own.

Out of reach44.9% of income

Need $120,300/yr to afford.

PITI$2,807

P/I44.9%

Afford$286K

Gap-$173K

P&I $2,316Tax $374Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99218 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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