Median home value in zip code 99223 (Spokane, WA) is $486K, up 0.7% year over year. Part of the Spokane-Spokane Valley, WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spokane-Spokane Valley, WA metro →

Home Value$486,246

YoY Change

+0.7%

AFFORDABILITY

Enter your income for 99223 (Spokane).

Income (annual)

Down Payment

$97,249 on $486,246

Out of reach — 47.6% of income

Need $127,371/yr to afford.

PITI$2,972

P/I47.6%

Afford$286K

Gap-$200K

P&I $2,459Tax $397Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

99223 is part of the Spokane-Spokane Valley, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spokane-Spokane Valley, WA analysis

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