Charleston, WV
Stress
28WATCH
Risk
33MODERATE
7d+12
Generating analysis...
BuyingFavorable for buyers
Charleston is affordable. Good fundamentals. Don't rush, but the math works.
SellingMarket is shifting
Moderate correction risk. Price competitively. Overpriced listings are sitting longer.
OwningStay informed
Some indicators elevated but nothing alarming. Home likely holding value.
Score Breakdown
$154K+1.0% YoY
32.1%of listings reduced
20median
625+7.2% YoY
$978PITI on median
15.1%of income
0.02%
6.58%
4.2%state (BLS)
SouthBLS regional adjustment
Larger shape = more stress from more sources.
Market Signals
12-MONTH FORECAST
Statistical projection based on historical trends.
12-month price projectionTrend direction, confidence bands, and R-squared fit.
Try FreeAffordability
AFFORDABILITYBuying $322/mo cheaper ($1,300 rent)6.58% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Charleston.
$30,850 on $154,251.505
Affordable — 15.6% of income
Under the 28% guideline.
PITI$978
P/I15.6%
Afford$276K
Room+$122K
P&I $786Tax $75Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
RENT VS BUY
Rent$1,300/mo
Buy (PITI)$978/mo
Buying 25% cheaper20% down, 6.58%, 30yr fixed, full PITI
9.9xUndervalued
Trend
Score HistoryJul 28, 2026
Rising = worse for buyers.
Full 2-year history30 days free. Pro unlocks everything.
Try FreeReading
Preparation guides for watch territory.