Harrisburg, PA
Stress
58STRESS
Risk
39MODERATE
7d+16
Generating analysis...
BuyingChallenging for buyers
Affordability is severely stretched in Harrisburg. Budget carefully, expect competition to ease, consider nearby metros.
SellingMarket is shifting
Moderate correction risk. Price competitively. Overpriced listings are sitting longer.
OwningStay informed
Some indicators elevated but nothing alarming. Home likely holding value.
Score Breakdown
$315K+3.3% YoY
32.3%of listings reduced
11median
1,271+11.9% YoY
$2,137PITI on median
35.8%of income
0.02%
6.58%
4.1%state (BLS)
NortheastBLS regional adjustment
Larger shape = more stress from more sources.
Market Signals
12-MONTH FORECAST
Statistical projection based on historical trends.
12-month price projectionTrend direction, confidence bands, and R-squared fit.
Try FreeAffordability
AFFORDABILITYRenting $664/mo cheaper ($1,473 rent)6.58% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for Harrisburg.
$62,986 on $314,930.831
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,137
P/I34.2%
Afford$258K
Gap-$57K
P&I $1,606Tax $415Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
RENT VS BUY
Rent$1,473/mo
Buy (PITI)$2,137/mo
Renting 45% cheaper20% down, 6.58%, 30yr fixed, full PITI
17.8xFair Value
1 years
051015yr
Extra/mo$664
Equity/yr$18,792
Buying pays off quickly.
Trend
Score HistoryJul 28, 2026
Rising = worse for buyers.
Full 2-year history30 days free. Pro unlocks everything.
Try FreeReading
Guides for navigating a stressed market.