The median home in Cotter, Arkansas is valued at $233,606, up 2.9% year over year. Cotter is part of the Mountain Home, AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$233,606

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Cotter.

Income (annual)

Down Payment

$46,721 on $233,606

Example: $75,000 household income. Change it above to see your own.

Affordable23.8% of income

Under the 28% guideline.

PITI$1,485

P/I23.8%

Afford$275K

Room+$42K

P&I $1,181Tax $121Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Cotter with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Mountain Home, AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mountain Home, AR metro.

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Cotter, AR