The median home in Fort Smith, Arkansas is valued at $188,546, up 2.8% year over year. Typical monthly rent is $1,035, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Fort Smith is part of the Fort Smith, AR-OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$188,546

+2.8%

Rent$1,035/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Fort Smith.

Income (annual)

Down Payment

$37,709 on $188,546

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,234

P/I19.7%

Afford$267K

Room+$79K

P&I $953Tax $97Ins $183

Renting $199/mo cheaper ($1,035 rent)6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Fort Smith with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Fort Smith, AR-OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Smith, AR-OK metro.

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