The median home in Hot Springs, Arkansas is valued at $235,779, down 1.1% year over year. Typical monthly rent is $1,299, producing a price-to-rent ratio of 15.1x — near the national average of 18x. Hot Springs is part of the Hot Springs, AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Hot Springs, AR stress score, crash risk, and 12-month forecast →

Home Value$235,779

-1.1%

Rent$1,299/mo

AFFORDABILITY

Enter your income for Hot Springs.

Income (annual)

Down Payment

$47,156 on $235,779

Affordable — 24% of income

Under the 28% guideline.

PITI$1,497

P/I24%

Afford$276K

Room+$40K

P&I $1,192Tax $122Ins $183

Renting $198/mo cheaper ($1,299 rent)6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Hot Springs with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Hot Springs, AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hot Springs, AR metro.

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HOT SPRINGS, AR