The median home in Monticello, Arkansas is valued at $157,830, up 0.2% year over year. Monticello is part of the Pine Bluff, AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Pine Bluff, AR stress score, crash risk, and 12-month forecast →

Home Value$157,830

+0.2%

AFFORDABILITY

Enter your income for Monticello.

Income (annual)

Down Payment

$31,566 on $157,830

Affordable — 17% of income

Under the 28% guideline.

PITI$1,063

P/I17%

Afford$260K

Room+$102K

P&I $798Tax $82Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Monticello with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Pine Bluff, AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pine Bluff, AR metro.

View Pine Bluff, AR metro →

MONTICELLO, AR