City

OZARK, AR

Fort Smith, AR-OK

Median home value: $163K (-0.4% YoY). Part of Fort Smith, AR-OK.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Fort Smith, AR-OK metro page.

Home Value$163,143
-0.4%
AFFORDABILITY

Enter your income for Ozark.

$32,629 on $163,143
Affordable — 16.8% of income

Under the 28% guideline.

PITI$1,050
P/I16.8%
Afford$272K
Room+$109K
P&I $782Tax $84Ins $183
6.00% 30yr, 20% down, county tax + AR ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ozark Housing Market | CrashWatch