The median home in Ozark, Arkansas is valued at $163,143, down 0.4% year over year. Ozark is part of the Fort Smith, AR-OK metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$163,143

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for Ozark.

Income (annual)

Down Payment

$32,629 on $163,143

Example: $75,000 household income. Change it above to see your own.

Affordable17.5% of income

Under the 28% guideline.

PITI$1,093

P/I17.5%

Afford$261K

Room+$98K

P&I $825Tax $84Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Ozark with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Fort Smith, AR-OK analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Smith, AR-OK metro.

View Fort Smith, AR-OK metro

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Ozark, AR