The median home in Pearcy, Arkansas is valued at $257,884, up 1.3% year over year. Pearcy is part of the Hot Springs, AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$257,884

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Pearcy.

Income (annual)

Down Payment

$51,577 on $257,884

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,621

P/I25.9%

Afford$278K

Room+$21K

P&I $1,304Tax $133Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Pearcy with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Hot Springs, AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hot Springs, AR metro.

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Pearcy, AR