The median home in Saratoga, Arkansas is valued at $99,574, down 1.2% year over year. Saratoga is part of the Hope, AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Hope, AR stress score, crash risk, and 12-month forecast →

Home Value$99,574

-1.2%

AFFORDABILITY

Enter your income for Saratoga.

Income (annual)

Down Payment

$19,915 on $99,574

Affordable — 11.8% of income

Under the 28% guideline.

PITI$738

P/I11.8%

Afford$236K

Room+$137K

P&I $504Tax $51Ins $183

6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Saratoga with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Hope, AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hope, AR metro.

View Hope, AR metro →

SARATOGA, AR