The median home in Searcy, Arkansas is valued at $212,008, up 4.5% year over year. Typical monthly rent is $1,241, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Searcy is part of the Searcy, AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$212,008

+4.5%

Rent$1,241/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Searcy.

Income (annual)

Down Payment

$42,402 on $212,008

Example: $75,000 household income. Change it above to see your own.

Affordable21.8% of income

Under the 28% guideline.

PITI$1,365

P/I21.8%

Afford$272K

Room+$60K

P&I $1,072Tax $110Ins $183

Renting $124/mo cheaper ($1,241 rent)6.50% 30yr, 20% down, county tax + AR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Arkansas

Compare Searcy with other housing markets across Arkansas.

Goshen$720K Elm Springs$615K Cave Springs$558K Little Flock$495K Bentonville$480K Garfield$444K Rogers$377K Fayetteville$368K

Full Searcy, AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Searcy, AR metro.

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