Median home value: $5251K (+7.5% YoY). Rent: $16,250/mo. Price-to-rent: 26.9x. Part of Santa Maria-Santa Barbara, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Maria-Santa Barbara, CA metro page.
Home Value$5,251,116
+7.5%
Rent$16,250/mo
AFFORDABILITYRenting $12,193/mo cheaper ($16,250 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Montecito.
$1,050,223 on $5,251,116
Out of reach — 455.1% of income
Need $1,218,986/yr to afford.
PITI$28,443
P/I455.1%
Afford$323K
Gap-$4928K
P&I $25,186Tax $3,107Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing