The median home in Rancho Santa Fe, California is valued at $4,186,472, up 3.1% year over year. Rancho Santa Fe is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$4,186,472

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Rancho Santa Fe.

Income (annual)

Down Payment

$837,294 on $4,186,472

Example: $75,000 household income. Change it above to see your own.

Out of reach380.7% of income

Need $1,019,829/yr to afford.

PITI$23,796

P/I380.7%

Afford$308K

Gap-$3.88M

P&I $21,169Tax $2,477Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Rancho Santa Fe with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Monte Sereno$4.16M

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro

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Rancho Santa Fe, CA