The median home in Derby, Connecticut is valued at $330,620, up 4.8% year over year. Typical monthly rent is $1,750, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Derby is part of the New Haven-Milford, CT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New Haven-Milford, CT stress score, crash risk, and 12-month forecast →

Home Value$330,620

+4.8%

Rent$1,750/mo

AFFORDABILITY

Enter your income for Derby.

Income (annual)

Down Payment

$66,124 on $330,620

Out of reach — 38.6% of income

Need $103,457/yr to afford.

PITI$2,414

P/I38.6%

Afford$240K

Gap-$91K

P&I $1,672Tax $592Ins $150

Renting $664/mo cheaper ($1,750 rent)6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Connecticut

Compare Derby with other housing markets across Connecticut.

Darien$2245K Greenwich$2187K New Canaan$2027K Westport$1904K Weston$1305K Wilton$1183K Washington$998K Ridgefield$945K

Full New Haven-Milford, CT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Haven-Milford, CT metro.

View New Haven-Milford, CT metro →

DERBY, CT