City

WATERBURY, CT

New Haven-Milford, CT

Median home value: $269K (+2.9% YoY). Rent: $1,522/mo. Price-to-rent: 14.7x. Part of New Haven-Milford, CT.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New Haven-Milford, CT metro page.

Home Value$269,128
+2.9%
Rent$1,522/mo
AFFORDABILITY

Enter your income for Waterbury.

$53,826 on $269,128
Stretch — 30.8% of income

Above 28% but manageable with cuts.

PITI$1,923
P/I30.8%
Afford$245K
Gap-$24K
P&I $1,291Tax $482Ins $150
Renting $401/mo cheaper ($1,522 rent)6.00% 30yr, 20% down, county tax + CT ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Waterbury Housing Market | CrashWatch