The median home in Waterbury, Connecticut is valued at $269,128, up 2.9% year over year. Typical monthly rent is $1,522, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Waterbury is part of the New Haven-Milford, CT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$269,128

+2.9%

Rent$1,522/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Waterbury.

Income (annual)

Down Payment

$53,826 on $269,128

Example: $75,000 household income. Change it above to see your own.

Stretch31.9% of income

Above 28% but manageable with cuts.

PITI$1,993

P/I31.9%

Afford$236K

Gap-$33K

P&I $1,361Tax $482Ins $150

Renting $471/mo cheaper ($1,522 rent)6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Connecticut

Compare Waterbury with other housing markets across Connecticut.

Darien$2.24M Greenwich$2.19M New Canaan$2.03M Westport$1.9M Weston$1.3M Wilton$1.18M Washington$998K Ridgefield$945K

Full New Haven-Milford, CT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Haven-Milford, CT metro.

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Waterbury, CT