The median home in Waterbury, Connecticut is valued at $269,128, up 2.9% year over year. Typical monthly rent is $1,522, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Waterbury is part of the New Haven-Milford, CT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$269,128
+2.9%
Rent$1,522/mo
AFFORDABILITYRenting $471/mo cheaper ($1,522 rent)6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.
Enter your income for Waterbury.
$53,826 on $269,128
Stretch — 31.9% of income
Above 28% but manageable with cuts.
PITI$1,993
P/I31.9%
Afford$236K
Gap-$33K
P&I $1,361Tax $482Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New Haven-Milford, CT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Haven-Milford, CT metro.
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