The median home in Watertown, Connecticut is valued at $372,551, up 2.9% year over year. Typical monthly rent is $2,245, producing a price-to-rent ratio of 13.8x — below the national average of 18x. Watertown is part of the Torrington, CT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$372,551

+2.9%

Rent$2,245/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Watertown.

Income (annual)

Down Payment

$74,510 on $372,551

Example: $75,000 household income. Change it above to see your own.

Out of reach43.2% of income

Need $115,757/yr to afford.

PITI$2,701

P/I43.2%

Afford$241K

Gap-$131K

P&I $1,884Tax $667Ins $150

Renting $456/mo cheaper ($2,245 rent)6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Connecticut

Compare Watertown with other housing markets across Connecticut.

Darien$2.24M Greenwich$2.19M New Canaan$2.03M Westport$1.9M Weston$1.3M Wilton$1.18M Washington$998K Ridgefield$945K

Full Torrington, CT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Torrington, CT metro.

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Watertown, CT