Median home value: $345K (+2.3% YoY). Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$345,428
+2.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Albany.
$69,086 on $345,428
Stretch — 34.1% of income
Above 28% but manageable with cuts.
PITI$2,129
P/I34.1%
Afford$284K
Gap-$61K
P&I $1,657Tax $322Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing