The median home in Albany, Minnesota is valued at $345,428, up 2.3% year over year. Albany is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Cloud, MN stress score, crash risk, and 12-month forecast →

Home Value$345,428

+2.3%

AFFORDABILITY

Enter your income for Albany.

Income (annual)

Down Payment

$69,086 on $345,428

Stretch — 35.5% of income

Above 28% but manageable with cuts.

PITI$2,219

P/I35.5%

Afford$272K

Gap-$73K

P&I $1,747Tax $322Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Albany with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

View St. Cloud, MN metro →

ALBANY, MN