The median home in Albert Lea, Minnesota is valued at $169,309, up 3.5% year over year. Typical monthly rent is $963, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Albert Lea is part of the Albert Lea, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$169,309

+3.5%

Rent$963/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$33,862 on $169,309

Example: $75,000 household income. Change it above to see your own.

Affordable18.6% of income

Under the 28% guideline.

PITI$1,164

P/I18.6%

Afford$255K

Room+$85K

P&I $856Tax $158Ins $150

Renting $201/mo cheaper ($963 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Albert Lea with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Albert Lea, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albert Lea, MN metro.

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