The median home in Atwater, Minnesota is valued at $264,675, up 4.0% year over year. Atwater is part of the Willmar, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$264,675

+4.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$52,935 on $264,675

Example: $75,000 household income. Change it above to see your own.

Affordable27.8% of income

Under the 28% guideline.

PITI$1,735

P/I27.8%

Afford$267K

Room+$2K

P&I $1,338Tax $247Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Atwater with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Willmar, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Willmar, MN metro.

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Atwater, MN