The median home in Austin, Minnesota is valued at $180,010, up 5.4% year over year. Typical monthly rent is $732, producing a price-to-rent ratio of 20.5x — well above the national average of 18x. Austin is part of the Austin, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$180,010

+5.4%

Rent$732/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Austin.

Income (annual)

Down Payment

$36,002 on $180,010

Example: $75,000 household income. Change it above to see your own.

Affordable19.6% of income

Under the 28% guideline.

PITI$1,228

P/I19.6%

Afford$257K

Room+$77K

P&I $910Tax $168Ins $150

Renting $496/mo cheaper ($732 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Austin with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Austin, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin, MN metro.

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