The median home in Belgrade, Minnesota is valued at $174,087, down 0.3% year over year. Belgrade is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$174,087

-0.3%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$34,817 on $174,087

Example: $75,000 household income. Change it above to see your own.

Affordable19.1% of income

Under the 28% guideline.

PITI$1,193

P/I19.1%

Afford$255K

Room+$81K

P&I $880Tax $162Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Belgrade with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

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Belgrade, MN